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Contractors Insurance in Dallas, TX

In the demanding and often unpredictable world of contracting, safeguarding your business against various risks is not just prudent—it’s essential. At JES Tax and Insurance, we specialize in providing tailored insurance solutions for contractors across a range of trades. Our expertise lies in understanding the distinct challenges you face and offering insurance options that protect your financial interests. Let’s explore the insurance coverages available and how you can secure them.Photo of a construction worker reviewing at set of building plans on the construction site.

Diverse Insurance Options for Contractors

The realm of contractor insurance is varied, covering a multitude of scenarios and risks. Here are some key insurance types that can safeguard your business:

  • Commercial Property Insurance: This insurance safeguards the physical assets of your business, such as buildings and contents, against damage from specific events like fires or storms. It typically covers repair or replacement costs.
  • Builder’s Risk Insurance: Essential during construction projects, this insurance offers protection against damage to buildings under construction, as well as materials and supplies, due to covered incidents like fires.
  • Contractor’s Tools and Equipment Insurance: This insurance covers repair or replacement costs for portable tools and equipment that are damaged, lost, or stolen.
  • Commercial Auto Insurance: For businesses with vehicles, this insurance provides coverage for damages or accidents. Hired and non-owned auto insurance is also available for rented or leased vehicles.
  • Liability Insurance: Protects your business from legal responsibilities due to property damage or injuries to third parties. This broad category includes:
    • Commercial General Liability Insurance
    • Products Liability Insurance
    • Pollution Liability Insurance
    • Cyber Liability Insurance
    • Completed Operations Liability Insurance
    • Professional Liability Insurance
  • Umbrella Insurance: Offers additional coverage when a significant liability claim surpasses the limits of other liability policies.
  • Workers’ Compensation: Provides wage replacement and medical expense coverage for employees who suffer work-related injuries or illnesses.

There are additional policies and endorsements tailored to specific needs. We encourage a consultation with our team to explore these options and understand policy limitations and exclusions.

How to Get Contractors Insurance

JES Tax and Insurance is well versed in the unique risks a contractor may face, and we’re here to help you get adequate protection against your exposures. Contact us today to discuss your insurance needs and to get a quote for coverage.

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